Collet is the settlement layer for onchain dollars. Businesses send, hold and release stablecoins across borders with the controls of a bank and the speed of the internet.

Settlement infrastructure for treasury teams

Dollars that settle
the moment they move

01 — The rail

One rail.
Four moves.

Every dollar on Collet passes through the same four steps. Each card pins while you scroll; the next slides over it.

01

Send

Pay any counterparty in 40 corridors, in stablecoins or local currency, from one balance.

  • Bank, card or wallet payouts
  • Batch up to 10,000 transfers
  • Named beneficiaries, verified once
Transfer
250,000.00 USDC
→ Kestrel Freight GmbH
gripped 12:04:31
02

Hold

Funds are gripped onchain the moment they leave you, and held in segregated reserves until your conditions pass.

  • Segregated, attested reserves
  • Conditions: delivery, FX, KYC, webhooks
  • Two-key approvals on every release
Release conditions
delivery.confirmedpassed
fx.lockedpassed
kyc.passedpending
03

Convert

Convert between USDC, EURC and 30 local currencies at the moment of release, not before.

  • Rate locked for 30 seconds
  • 0.08% spread on majors
  • No pre-funded FX accounts
Convert at release
USDC → EUR
0.9214 · locked 30s
04

Release

Both sides are made whole in one atomic step. Final, auditable and irreversible in under two seconds.

  • Median 1.8s to finality
  • Exportable audit trail
  • Instant webhook to both parties
Settled
1.8s
Both sides made whole
stl_7Hq2 · final
02 — Why teams switch

The Collet difference

Settlement-grade

Every transfer is final and auditable. No reversals, no float.

Instant by default

Median 1.8 seconds, 24 hours a day, every day of the year.

Held, not spent

Reserves are segregated, attested daily and visible onchain.

One balance

USDC, EURC and 30 local currencies behind a single ledger.

03 — Built for

Made for teams that
move real money

04 — In numbers
SectionFigureDescription
Settlement1.8sMedian time from send to final settlement.
24/7No cut-off times, weekends or bank holidays.
40Currency corridors live across five regions.
$0Prefunding required to start settling.

Money doesn’t keep banking hours. Neither do we.

05 — Questions

Before you ask

No. Collet Labs is a technology company. Reserves are held with regulated custodians and attested daily.

USDC and EURC today, PYUSD in beta, with payouts in 30 local currencies.

Funds return to the sender automatically after the expiry you set. Nothing is ever stuck.

Most teams send their first live settlement within a week of signing.

Move money like
it’s already there.